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Solutions for the Poorest: Insights on Savings Behavior of Clients

The Livelihood Pathways for the Poorest project, implemented in Gaya District, Bihar, India, with support from the Rockefeller Foundation, aimed to demonstrate a model that could help the ultra-poor escape poverty through the provision of integrated financial, livelihood and risk management services. Savings mobilization formed the core of the project and anchored crucial activities, such as linkages with formal financial institutions and the introduction of income generating activities.

Grappling with poverty at its harshest these clients are willing to set aside a tiny portion of an already low and unstable income for future consumption. What made them willing to save, what determined the amount they saved and what drove this need to save? Do they save in lump-sums and how regularly? How likely are they to save? These and more questions drove the quest to decode the savings behavior of the ultra-poor in Gaya.

Intellecap was a knowledge partner.

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E.g., Apr 29 2017
E.g., Apr 29 2017